How Much Are Post Office Money Orders?

A money order can usually be processed in a variety of places such as the post office, supermarket, bank or even a convenience store, but the post office is by far the most common place to purchase a money order. How much does a money order cost? On average, a money order will cost anywhere from $0.70 to as much as $10.
Money Order Fees

Dollar Amount Fee
$0.01 to $500.00 $1.45
$500.01 to $1,000.00 $1.95
Postal Military Money Orders (issued by military facilities) $0.50

How much does a money order cost from USPS?

You will pay a fee when you purchase a money order from USPS. For a money order of $0.01 to $500, there is a $1.20 fee. For a money order of $500.01 to $1000 there is a $1.60 fee. A money order is a piece of paper that’s a safe alternative to cash or personal checks.

How much does it cost to send money by mail?

International postal money orders are $8.25 for amounts up to 700. When sending money by mail, use money orders as a safe alternative to cash and personal checks. U.S. Postal Service® money orders are affordable, widely accepted, and never expire.

Is a postal money order the same as a money order?

A postal order is purchased directly from a national postal system, such as the US Postal Service or the Post Office in the United Kingdom. By contrast, a money order is produced by an independent financial service provider and may be purchased at any number of retail outlets, including supermarkets or drugstores.

How much is money order at Walmart?

How much does a Walmart money order cost? While the exact charge varies by store, it’s no more than $1 at your local Walmart, and that’s a very competitive fee. The U.S. Postal Service, by comparison, charges $1.45 for money orders up to $500, and $1.95 for money orders between $500 and $1,000.

How do you get a postal money order?

Money orders can be purchased at any Post Office™ location. To find a Post Office that sells International Money Orders, go to the Post Office Locator (click ‘Post Offices’ > ‘Refine search’ > ‘Money Orders’) or call 1-800-ASK-USPS (1-800-275-8777).

How do you fill out a money order from the Post Office?

Steps to fill out a money order

  1. Fill in the name of the recipient. Write the name of the recipient of the money order in the “pay to” or “pay to the order of” field.
  2. Include your address in the purchaser section.
  3. Write the account or order number in the memo field.
  4. Sign your name in the “purchaser’s signature” section.

Who has the cheapest money orders?

Money orders usually cost less. Walmart has some of the best prices for money orders, charging a maximum of 88 cents for amounts up to $1,000 with valid government-issued photo ID. The U.S. Postal Service charges from $1.25 to $1.76, depending on the amount. Banks often charge around $5.

How much does a money order cost at CVS?

CVS issues money orders at their over 9,900 locations. CVS uses MoneyGram money orders, a provider of money transfers and payment services. CVS sells money orders for $1.25 with a maximum amount per money order of $500.

Can you use credit cards to buy money orders?

In most cases, you’ll need to buy a money order with cash or a debit card. Because issuers want the money in hand before they issue the money order, you cannot pay with a personal check. The only places that let you buy a money order with a credit card are 7-Eleven stores and Western Union.

How do you pay with a money order?

Keep your receipt.

  1. 5 steps to fill out a money order.
  2. Fill in the recipient’s name.
  3. Write your address in the purchaser section.
  4. Include your account number if you’re paying a bill.
  5. Sign the bottom where it says ‘purchaser’s signature’
  6. Keep your receipt.

How long does a USPS money order take?

It may be worth waiting at least two weeks after you send a payment before giving up and canceling a money order. Most letters arrive at their destination within a few days, but for some reason payments seem to move slower. During holidays and weekends, that process can take even longer.

Can you buy money orders online?

Money orders are now available online, although they’re a bit different from the ones you purchase in person. First off, what is a money order? It is similar to a check, except payment is guaranteed as someone already paid for it using cash, a credit card or a debit card.

What information do you need for a money order?

You’ll generally need to know the payee’s name, the payment amount, the payee’s address, and any other relevant details, such as an account number. You’ll also need to bring a valid form of payment to buy the money order—cash, traveler’s checks, and debit cards are all generally accepted by most issuers.

How does a postal order work?

Postal Orders work in a similar way to cheques, but you don’t need a bank account. They’re great for auction sites like eBay, and let you pay without handing over your financial details. Once you’ve bought your item, just buy a Postal Order for the same value and send it through the post.

Does the post office cash their own money orders?

Valid USPS money orders may be cashed at any post office if they have enough cash on hand. Your bank may also cash money orders if it is not against their rules. The post office will cash them. Bring it to your local branch and they will cash it on the spot.

How to pay for a postal money order?

– Companies that issue money orders want the most secure form of payment possible because once they issue the money order, their money is as good as gone. – You can also pay with a debit card linked to your bank account. – You cannot pay for a money order with a personal check. Checks can take a few days to process.

How Much Does a Money Order Cost?

  • The most recent update was made on August 8, 2018.
  • If you need cash quickly, money orders are a convenient way to convert it into a check.
  • A money order is essentially a check that is not linked to your bank account.
  • If you don’t have a checking account, are concerned about a bounced check, need to mail money, or want to send a payment in a more secure manner, these services are ideal for you.
  • Generally, a money order can be processed in a variety of locations, including the post office, supermarket, bank, and even a convenience store, but the post office is by far the most common location to purchase a money order.

How much does a money order cost?

  • August 8, 2018 – This page has been updated.
  • It is possible to convert cash into a check using a money order, which is essentially the same thing as a check that is not linked to your bank account.
  • If you don’t have a bank account, are concerned about a bad check, need to mail money, or want to send a payment in a more secure manner, these services are excellent for you!
  • Generally, a money order may be processed at a variety of locations, including the post office, supermarket, bank, and even a convenience shop, although the post office is by far the most popular location to obtain a money order.
Location Cost
7-Eleven $1 to $5
Albertson’s $0.65
Bank of America $5
Bank of the West $5
BB&T $5
Chase Bank $5
Circle K $0.99 to $1.29
Citibank $5
CVS $0.70
Family Fare $0.75
Fifth Third Bank $1.25
Giant Eagle $0.99
HSBC $5
Kmart $0.70
Kroger $0.65
M&T Bank $5
Meijer $0.65
MoneyGram $0.70
Navy Federal Credit Union $14.50
Pentagon Federal Credit Union $2
Publix $0.89
QuikTrip $1.50
Regions Bank $1
Rite Aid $0.89
Safeway $0.59
Smith’s $0.70
TD Bank $5
US Bank $5
USPS $1.20/$1.60
Vons $0.89
Walgreens $0.60
Walmart $0.70
Wells Fargo $5
Western Union $1
Winco $0.30

Money order overview

  • As previously said, money orders may be acquired from the majority of grocery stores, convenience stores, pharmacies, check cashing establishments, the post office, and even on the internet.
  • A money order, on the other hand, will not be available in a number of popular grocery store chains, including Aldi, Costco, Cub Foods, Farm Fresh, Food Lion, Giant Eagle, Sam’s Club, Save-a-Lot, and Whole Foods Market.
  • Orders for money will always be valid, and they will never be revoked or cancelled.
  • However, the only two persons who may cash them are the person to whom the check is addressed and the person who made the initial transaction.
  • The United States Postal Service maintains a list of nations that accept money orders.
  1. When it comes to money orders, they are similar to cashier’s checks in that there is a limit to how much money you may place on them.
  2. Money orders, in contrast to cashier’s checks, are backed by smaller companies, leading some to believe that they are less safe than cashier’s checks in particular situations.
  3. Money orders provide the added assurance of knowing that the check will never be returned unpaid.
  4. When you use regular checks that are linked to your bank account, you can bounce a check if someone cashes a check that you have written when you have insufficient funds in your account to cover it.
  5. With a money order, the check is backed up by funds that are guaranteed to be available.
  6. Money orders issued by the post office or banks should include some sort of watermark or stamp to indicate that they are supported by a legitimate financial institution.
  1. There have been a number of fraudulent money orders issued, making a trip to the post office or a bank the most secure option for purchasing one.

What are the extra costs?

  • Single money orders will have a maximum limit, which is often approximately $1,000 in value.
  • To purchase $1,500 worth of money orders, you would have to purchase two different money orders, which means you would be responsible for the cost of each one separately.
  • You may be able to trace a money order for a nominal cost in certain instances.
  • International money orders might cost anywhere from $3 to $6 more than domestic money orders.
  • A cost ranging from $5 to $35 is charged by some organizations, such as the United States Postal Service and Western Union, to replace a money order they have received.
  1. Cancelling a money order will cost you anywhere from $6 to $15 or more, depending on the amount of the order.
  2. For example, the United States Postal Service would charge you around $6 if you need to cancel your order, but the Western Union will charge you approximately $15.

Tips to know:

  • A local bank may need you to have an account before they will process your money order.
  • If this is the case, you may have to wait until you do have an account before they will process your money order.
  • If you are sending money orders overseas, you may be restricted to sending money orders in amounts smaller than $1,000.
  • Typically, it costs approximately $700 dollars.
  • Make an appointment to meet with the company or individual before handing over a money order.
  1. Because a money order may be readily forgeried, some businesses will only take a cashier’s check instead of a money order.
  2. Occasionally, the tiny fee for a money order is well worth it in order to prevent the hazards of losing your money or having a huge check bounce.
  3. For as long as you are a member of your local bank or credit union, cashing a money order will always be free; however, if you cash your money order at a third-party location, fees may apply for individuals who choose to pay it there.
  4. Always save your receipt as a record of your transaction.
  5. A certified check, a traveler’s check, and/or a wire transfer are all options for paying with a money order instead.
  6. Depending on your requirements, you may choose to investigate alternative alternatives to determine whether they are suitable for your scenario.
  1. Is it possible to purchase a money order using a credit card?
  2. WalletHub.com reports that you may purchase a money order using a credit and/or debit card, but if you use a credit card to do so, the credit card issuer will see this as a cash advance and will charge you more costs as a result, according to the website WalletHub.

How to fill out a postal money order

How can I save money?

  • If you want to receive a money order for the least amount possible, avoid going to the bank.
  • As an alternative, try using a less expensive option such as the local post office or even a merchant such as Walmart.
  • For larger purchases, consider using a cashier’s check rather than a money order to pay for your items.
  • As previously noted under the additional charges, you will be required to pay a fee for every $1,000 or so in revenue.
  • Unless your money order is for more than $2,000, it’s generally a good idea to look into local cashier check rates instead.
  1. Avoiding the need to visit a physical business by transferring money online using services such as PayPal is an option.
  2. Money may be sent for as low as a few dollars with this service.
  3. Advertiser Disclosure: This material may include referral links to third-party websites.
  4. For additional information, please refer to our disclosure policy.

Average Reported Cost:$0

Money Orders

  • When sending money over the mail, money orders are a safer alternative to cash and personal checks than cash and personal checks.
  • Money orders from the United States Postal Service® are inexpensive, widely recognized, and never expire.
  • Your money order receipt will assist you in tracking down your payment and will serve as evidence of its value in the event that the money order is lost, stolen, or destroyed.
  • Postal money orders are available for purchase and cashing at any Post OfficeTM store.
  • Money Orders Can Be Sent Around the World
  1. Make a decision on the amount of the money order. It is possible to send up to $1,000 in a single order to any location in the United States.
  2. Visit any of the Post Office locations.
  3. Bring cash, a debit card, or a traveler’s check in case of emergency. You will not be able to pay with a credit card.
  4. Fill out the money order with the help of a store salesperson at the counter.
  5. Pay the amount equal to the face value of the money order plus the cost for issuing it.
  6. Keep your receipt in case you need to hunt down the money order.

Standardized Money Order Practices and Procedures (DMM 509.3) Fees are calculated based on the monetary amount of the money order.

Dollar Amount Fee
$0.01 to $500.00 $1.45
$500.01 to $1,000.00 $1.95
Postal Military Money Orders (issued by military facilities) $0.50
  • Before accepting a money order, double-check that it is legitimate. When attempting to identify a forged money order, there are numerous crucial characteristics to look for. Genuine United States Postal Service money orders are distinguished by distinctive markings and patterns that help to avoid fraud. If you hold the money order up to the light, you should be able to see the following: Ben Franklin’s watermarks on the left side of the page repeat from top to bottom (circle 1 on picture)
  • An in-and-out weaving of a vertical, multicolored thread with the letters ″USPS″ weaves in and out of the paper on the right side of the Franklin watermark (circle 2 on picture)
  • Examine the money order to ensure that it is genuine before you accept it. A counterfeit money order can be identified by a number of characteristics. For the purpose of preventing fraud, genuine United States Postal Service money orders are marked with certain markings and patterns. Keep the money order up to the light and you should be able to view the following information: Top to bottom, the watermarks of Benjamin Franklin on his left side (circle 1 on picture) repeat.
  • An interwoven vertical multicolored thread with the letters ″USPS″ flows in and out of the paper to the right of the Franklin watermark to (circle 2 on the picture)
  • If you suspect fraud, call the U.S. Postal Inspection Service at 1-877-876-2455
  • if you believe you’ve been given a fake money order, call the Money Order Verification System at 1-866-459-7822
  • and if you believe you’ve been given a fake money order, call the Money Order Verification System at 1-866-459-7822.
  • Domestic money orders are non-expiring and do not accumulate interest while in transit.
  • Money orders are cashed for the precise amount that is specified on the receipt.
  • A money order from the United States Postal Service can be cashed at any Post Office for free.
  • You may also cash them in at the majority of banks and select retail establishments.
  • If they have enough cash on hand, rural couriers may be able to cash money orders.
  1. Do not sign the money order
  2. instead, write your name on it.
  3. Take the money order and a primary picture identification to any Post Office location.
  4. The money order must be signed at the counter in the presence of a store worker.
  • See the extra requirements for money orders made out to organizations, to more than one person, and to children for more information. Money Orders are accepted for cashing (DMM 509.3.3) At any time, you may check the status of a money order you’ve purchased from the U.S. Postal Service by logging into the Money Orders Application on the USPS website. Before you begin, double-check that you have the essential details for the postal money order you wish to examine: Serial number, Post Office number, and dollar amount are all required.
  • Payment on postal money orders cannot be stopped, however a money order that has been lost or stolen can be replaced. It may take up to 30 days to determine whether a money order has been lost or stolen.
  • It might take up to 60 days to determine whether a money order has been misplaced or stolen.
  • There is a $6.95 processing fee for replacing a money order that has been lost or stolen.
  1. Payment on postal money orders cannot be stopped, however a money order that has been misplaced or stolen can be reissued. It may take up to 30 days to confirm a money order theft or loss.
  2. It might take up to 60 days to determine whether a money order was misplaced or stolen.
  3. The cost of replacing a lost or stolen money order is $6.95 plus applicable taxes and fees.
  • Money orders that are faulty or damaged will be replaced by us.
  • Make a trip to your local Post Office with the damaged money order and your receipt in order to acquire a replacement money order.
  • The Postal ServiceTM will no longer sell or cash international postal money orders headed for Japan as of March 2020, nor will the Postal ServiceTM cash international postal money orders issued by the Japan Post.
  • If you have not yet cashed a money order issued by Japan Post, please return the money order to the sender.
  • On July 10, 2020, Japan Post announced that it will no longer accept international postal money orders issued by the Postal Service for payment.
  1. (On December 31, 2019, Japan Post discontinued the sale of international postal money orders meant for the United States.)

How Much Does Money Order Cost At Post Office

Money Order Fees Dollar Amount Fee $0.01 to $500.00 $1.45 $500.00 to $1,000.00 $1.95 Postal Military Money Orders $0.01 to $500.00 $1.45 $0.01 to $1,000.00 $1.95 (issued by military facilities) $0.50.

Where is the cheapest place to get a money order?

Money orders are often less expensive. For money orders up to $1,000, Walmart offers some of the most competitive rates, costing as little as 88 cents for customers who present proper government-issued picture identification. Depending on the quantity, the United States Postal Service charges anywhere from $1.25 to $1.76. Banks frequently charge approximately $5 each transaction.

How much is money order at the post office?

We guarantee to repay money orders that have been destroyed or that have not been cashed after 45 days (the $7.50* fee charged for each money order is non-refundable).

How much does it cost for a $100 money order?

Fees may vary depending on the location of the agent, but you can anticipate to pay $1.25 for a money order up to $100 and $1.50 for a money order up to $1,000 on average.

What is the largest amount you can get a money order for at the post office?

Purchase restrictions apply. If you are sending a money order within the United States, the maximum amount of a single domestic money order is $1,000.00. The maximum amount for international money orders varies from country to country, however it cannot exceed $700.00. It is possible to purchase multiple money orders within the same visit (no daily limit).

Do post offices do money orders?

Money orders can be purchased through a variety of financial institutions, including banks, post offices, and even exchange bureaus.

How much does a money order cost at 7 Eleven?

It will cost you 1-3 percent of the entire value of the money order to purchase one at 7-Eleven, but the amount you pay may vary depending on where you purchase the money order. A fee of $0.65 is charged as a bare minimum. 7-Eleven accepts payments via MoneyGram or Western Union, depending on the location of the store. The maximum amount that may be paid via money order is $500.

How much does it cost for a money order?

  • What is the best place to acquire a money order?
  • How much does it cost to send a money order?
  • Costs Associated with the Provider The United States Postal Service Up to $500: $1.25 per dollar.
  • $1.70 for $501-$1000 Military money orders are a type of money order that is used by the military.
  • 45 cents is a monetary value.
  1. $10.25 for international shipping (up to $700).
  2. Banks and credit unions are two types of financial institutions.
  3. It is determined by the financial institution.
  4. Usually, it’s roughly $5.

Is a postal money order the same as a money order?

Purchasing a postal order directly from a national postal system, such as the United States Postal Service or the Post Office in the United Kingdom, is a common practice. On the other hand, an independent financial service provider produces a money order, which may be acquired at any number of retail locations, including supermarkets and pharmacy shops, to be used as payment.

Can you pay for a money order with a credit card?

Credit card companies will often enable you to pay for a money order using a credit card, but they will interpret the transaction as a cash advance rather than a regular purchase, unless otherwise specified. Cash advance costs are typically set at 5 percent of the total amount borrowed, or $10, whichever is larger.

What is the best place to buy a money order?

The majority of credit card companies will enable you to pay for a money order using a credit card; however, they will classify the transaction as a cash advance rather than a regular purchase. It is common for cash advance costs to be set at 5 percent of the total amount borrowed or $10, whichever is higher.

How much does a money order cost at CVS?

CVS charges a minor cost of $1.25 for processing a money order, and this price is applied to each and every money order completed. CVS is unable to accept your money order as payment. Because of CVS’s extended operating hours and extensive network of outlets, you may complete a money order at nearly any time.

Does Walmart cash money orders from the post office?

Generally speaking, it’s better to cash a money order at the store where it was first acquired. It is not necessary for it to be the exact same physical spot. It is possible that you may need to visit a Walmart to cash the check if the sender purchased it there. In addition, cashing a USPS money order at a USPS location is usually completely free.

How does a postal money order work?

  • Money orders from the United States Postal Service cost a maximum of $1.65 for $1,000 of purchase, although banks and credit unions can charge significantly more.
  • After you have purchased the money order, you must fill in the recipient’s name as well as your own name on the money order.
  • Money orders are issued with a receipt, which the customer is responsible for keeping until the order is fulfilled.

What is the difference between a cashiers check and a money order?

However, while a cashier’s check and a money order are both payment methods that may be used in place of cash or personal checks, the similarities and differences between them end there. A cashier’s check is issued by a bank, and it is available in bigger dollar quantities than a money order. It is also more expensive than a money order since it is issued by a bank and is more safe.

What stores have money orders?

However, the similarities between a cashier’s check and a money order end there. Although both can be used in place of cash or personal checks, there is no comparison between them. Money orders are less secure than cashier’s checks since they are issued by a bank, while cashier’s checks are more secure because they are issued by a bank and have a greater charge than money orders.

Who can do money orders?

  • You may obtain a money order from any of the following locations: Any financial institution, including a bank or credit union.
  • A money order may be obtained by walking into a local bank or credit union branch and requesting one.
  • You may be required to pay a charge, which is normally approximately $5, but this should be possible.
  • Locations where Western Union or MoneyGram can be used.
  • The United States Postal Service 7-Eleven.
  1. CVS Pharmacy is a chain of pharmacies in the United States.
  2. Kmart.
  3. Kroger and Meijer are two supermarket chains.

How do you get a money order?

Filling up a money order is as simple as following these five basic steps: Fill in the name of the person who will receive the gift. Fill out the purchaser area with your mailing address. If you’re paying a bill, make sure to provide your account number. Fill in the blanks with your signature where it reads ″purchaser’s signature.″ Keep your receipt for future reference.

Does Dollar General sell money orders?

Dollar General does not sell or cash money orders at any of its 16,000 stores, and neither does it accept them. Western Union, on the other hand, provides money transfer services in-store, which you may take advantage of.

How much is a money order at Kroger?

Money order costs at Kroger Family of Stores, on the other hand, often start at just $0.69 when you use your Shopper’s Card. You can purchase many money orders, even if there is a restriction to the amount that can be placed on each money order.

Can you get money orders at Walgreens?

Walgreens does not provide money orders at this time. They are also both excellent methods of receiving and sending money while banks are closed. Walgreens allows you to send money transfers of up to $6,000 and receive up to $300 in return for each transaction you make.

What Is the Difference between a Money Order and a Postal Order?

  • Malcolm Tatum is a professional basketball player.
  • Date: February 28, 2022 (Saturday).
  • The terms money order and postal order are frequently used interchangeably, however there are a few important distinctions between the two financial instruments.
  • Those distinctions are centered on where the instruments are obtained, where they may be traded for cash, and who will accept each instrument as a form of payment.
  • In certain countries, the amount of risk connected with them serves as an additional distinguishing factor between the two categories.
  1. One of the most significant distinctions between a money order and a postal order has to do with the location from which the instruments may be obtained.
  2. Purchasing a postal order directly from a national postal system, such as the United States Postal Service or the Post Office in the United Kingdom, is a common practice.
  3. On the other hand, an independent financial service provider produces a money order, which may be acquired at any number of retail locations, including supermarkets and pharmacy shops, to be used as payment.
  4. Another significant distinction is the respective reputations of the two instruments.
  5. Creditors are generally more inclined to accept a postal money order than they are to accept a money order issued by an independent financial services company, though there are some exceptions.
  6. Forgers believe that postal orders are more difficult to fake than money orders issued by other businesses, which may be one of the reasons behind this belief.
  1. A further consideration is the fact that certain service providers have a reputation for being reluctant to fulfill payments, which may prompt some creditors to delay crediting client accounts until the cash have been received in their account.
  2. The face value of postal orders, on the other hand, may be posted instantly since the risks of forgery or any other issue are rather minimal.
  3. Another distinction between a money order and a postal order is the method through which the financial instrument is cashed.
  4. Many banks, as well as the majority of post offices, will instantly honor a postal order by issuing cash to the person who presents it.
  5. A money order, on the other hand, may or may not be qualified for rapid cashing.

The order would be deposited into a bank account, and the presenter would have to wait for the bank to clear it before presenting it.Another reason why many creditors may take postal orders but will reject payment in the form of a money order is because of this.In terms of transferring cash or tendering payments, both orders are feasible options.As a general rule, postal orders are considered to be the more dependable of the two possibilities; thus, they are probably the preferable choice when there is any uncertainty about where the order will be paid.It is common for companies to provide detailed rules for using a money order or a postal order, including information on how long each instrument will take to post to a credit account.This makes it easy to evaluate which instrument is the most appropriate to use in a given circumstance.

Where Can I Cash a Postal Money Order?

  • A money order from the Post Office can be cashed at a variety of different places.
  • The most convenient location to begin is at your local United States Post Office branch.
  • A postal money order can be cashed there without incurring any fees.
  • It’s important to remember that if your nearest branch is a retail store, it will need to have enough cash on hand to redeem your money order.
  • The majority of cash will come in through retail purchases during the day, so if you try to cash your postal money order first thing in the morning, you may be out of luck.

Banks and Credit Unions

The next best option is to go to a bank or credit union for assistance. The institution may impose a little cost for cashing the instrument, which varies from one institution to the next. If you’re submitting a postal money order at your own bank, keep in mind that it may be subject to the funds availability policy of the financial institution where you’re doing business.

Grocery Stores and Big-Box Retailers

  • Check and money order cashing services are still available at a number of grocery shops and big retail businesses, such as Walmart.
  • Most of these, however, are subject to fees, and there may be a maximum monetary amount that may be used.
  • In other words, they will not cash any checks or money orders that exceed the amount specified.
  • If in doubt, phone ahead and inquire with the business to see whether or not these services are provided.
  • In these places, check cashing is often done on a fixed rate basis — for example, $4 for checks up to $1,000.

Check Cashing Centers

  • Check and money order cashing services are still available at many grocery shops and major retail businesses such as Walmart.
  • A price may be charged for many of these services, and a monetary restriction may apply in some instances as well.
  • As a result, they will not cash any checks or money orders that exceed this amount..
  • Always contact ahead to be sure that these services are offered at the location in question.
  • In these places, check cashing is often done at a set cost — for example, $4 for checks up to $1,000.

Convenience Stores and Gas Stations

  • Check and money order cashing services are still available at a number of grocery shops and big retail businesses, including Walmart.
  • Most of them, however, are subject to fees, and there may be a maximum monetary amount that may be spent on them.
  • As a result, they will not cash any checks or money orders that exceed this amount.
  • Whenever in doubt, phone ahead and inquire about the availability of these services with the business.
  • These businesses often charge fixed fees for check cashing – for example, $4 for checks up to $1,000.

Can a Post Office Money Order Be Forged?

  • Many supermarkets and major retail establishments, such as Walmart, continue to provide check and money order cashing services.
  • Most of them, though, are subject to fees, and there may be a cash cap on how much you may spend.
  • In other words, they will not cash any checks or money orders that surpass this amount.
  • Whether in doubt, phone ahead and inquire with the business to verify if these services are offered.
  • These shops often charge fixed charges for check cashing – for example, $4 for checks up to $1,000.

How Can I Avoid Money Order Scams?

  • To prevent being taken advantage of, you must be able to identify when someone is attempting a money order fraud. We’ve previously discussed a few of frequent variations, including the ″deposit aid″ strategy and the use of fictitious money orders to pay for things. However, there are a few different variations that cunning criminals may experiment with: Buyer’s regret is defined as follows: The fraudster gives you a payment and then decides not to purchase your items, but he offers to let you keep a portion of the amount as ″goodwill″ compensation.
  • Reversal of the rental agreement: The fraudulent payment is for an apartment or real estate, and it is similar to buyer’s remorse. However, as was the case yesterday, the miscreant demands that all of the money be returned.
  • ″Paying too much″ for a purchase: Your debtor sends you a money order for an amount greater than what you owe. When you send them the difference back, they say, ″Oops!″ and ask you to send them the difference back.
  • Before depositing or cashing any money order, make sure that the monies are in the account.
  • Authenticity may be determined by cross-referencing the money order with the issuer’s sources of supply.
  • If the sender puts pressure on you to respond immediately, that is a clear indication that you are being scammed.
  • Furthermore, if you sell on eBay or other comparable platforms, you should never take payment in the form of checks or money orders.
  • Whenever possible, insist on payment via traceable means.
  1. After several years working in the teleconferencing sector, Michael made the decision to pursue his lifelong interest in trivia, research, and writing by pursuing a full-time career as a freelancing writer.
  2. As a result of his contributions to print and online media, including SmartCapitalMind, as well as poetry collections, devotional anthologies and various newspapers, he has earned a reputation as a thought leader in the financial services industry.
  3. Malcolm has a variety of other hobbies, including vinyl record collecting, minor league baseball, and cycling.
  4. Malcolm Tatum is a professional basketball player.
  5. After several years working in the teleconferencing sector, Michael made the decision to pursue his lifelong interest in trivia, research, and writing by pursuing a full-time career as a freelancing writer.
  6. As a result of his contributions to print and online media, including SmartCapitalMind, as well as poetry collections, devotional anthologies and various newspapers, he has earned a reputation as a thought leader in the financial services industry.
  1. Malcolm has a variety of other hobbies, including vinyl record collecting, minor league baseball, and cycling.

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How Much Does a Money Order Cost at Walmart?

  • ©Walmart Using a money order is a convenient option if you need to pay a bill or purchase something with a check but do not have access to a bank account.
  • Money orders are inexpensive and simple to get – you can get one at your local Walmart for as little as $5.
  • What is the cost of a Walmart money order in dollars?
  • While the actual rate varies from shop to store, the fee at your local Walmart is no more than $1, which is a fairly reasonable fee in this market.
  • Compared to this, the United States Postal Service costs $1.45 for money orders up to $500 and $1.95 for money orders between $500 and $1,000, respectively.
  1. Explore the money order options available from Walmart to see if this is an appropriate location for you to purchase a money order.

What Is a Walmart Money Order?

  • A Walmart money order is similar to a prepaid check or bank certificate in that it is pre-paid in advance.
  • To obtain a money order from Walmart, you must pay the amount that you need to send, as well as a minor charge.
  • After that, you’ll be given a money order, which you’ll need to fill out with your information as well as the information for the beneficiary.
  • One of the primary advantages of a money order is that it is paid in advance, which means that it will not bounce like a personal check.
  • Money orders are issued with serial numbers, allowing them to be tracked down.
  1. It is normally possible to cancel and reissue a money order in the event that it is lost or stolen, provided that you have kept the stub that contains all of the necessary information.

Walmart Money Order Payments

  • Walmart does not accept credit cards as payment for money orders, and vice versa.
  • If you need to purchase a money order, you’ll need cash or a debit card to complete the transaction.
  • Once you have received your Walmart money order, keep in mind that it is equivalent to cash.
  • Walmart recommends that you fill out all of the required areas, such as your name and the name of the receiver, as soon as you purchase the item.

Walmart MoneyCenter Services

  • Even though Walmart does not operate as a bank, it is able to issue money orders due to the fact that they are prepaid financial instruments. There are a variety of payment options available at the Walmart MoneyCenter if a money order is not adequate for your needs. Walmart MoneyCenters, on the other hand, provide a wide range of financial services, including the following: Credit cards, Walmart MoneyCards, Bluebird cards, and Netspend Visa with Rapid Reload are all acceptable methods of payment.
  • Bill payment and check cashing services are available through MoneyGram transfers or MoneyGram money orders.
  • Money transfers using Western Union and Walmart2Walmart are available. Ria is the driving force behind this project.
  • Check printing and bill payment are two options.

Does Walmart Cash Money Orders?

  • Money orders can be cashed at banks, check-cashing businesses, and select shops, including grocery stores, among other places. Walmart will pay money orders that have been issued in the store for a small charge. If you want to cash a money order, you’ll need to provide identification to establish that you are the authorized receiver. Walmart also provides check-cashing services on a wide range of financial instruments, which might be useful if you are anticipating a payment that is more than the $1,000 money order maximum set by the government. Walmart will accept any of the following forms of payment: The following are examples of money orders: MoneyGram money orders purchased at Walmart
  • cashier’s checks, tax and payroll check, government check, insurance settlement check
  • 401k or other retirement payout checks
  • In general, Walmart has a check-cashing maximum of $5,000, however this limit is lifted to $7,500 from January through April to enable for the cashing of higher tax returns.
  • The cost to cash checks and money orders for quantities less than $1,000 is a maximum of $4; for sums greater than $1,000, the price is a maximum of $8.
  • You may either receive the money in cash or have it placed onto a Walmart MoneyCard, which costs $1 to purchase but does not charge a fee to refill it on future occasions.
  • Journalist Jami Farkas assisted with the reporting for this piece.
  • As of January 18, 2022, the information is correct.
  1. Following his graduation from UCLA with a B.A.
  2. in English with a Specialization in Business, John Csiszar worked as a registered representative in the financial services business for 18 years before retiring.
  3. As a result of his experience working for a large Wall Street wirehouse as well as his own financial advising business, Csiszar obtained the Certified Financial Planner and Registered Investment Adviser credentials, as well as being certified as a life agent.
  4. Csiszar handled approximately $100 million in client funds during his stint as an adviser, while also offering hundreds of customers with tailored investment programs.

How To Fill Out A Money Order Step By Step

  • Even though filling out a money order is a very basic process, it’s critical that you get it just correctly.
  • When correctly completed, these paper papers allow you to transmit and receive payments in a secure manner, giving an alternative to cash, cheques, and credit cards.
  • In the words of Western Union, you should ″consider a money order as a pre-paid check.″ Here’s everything you need to know about purchasing and accurately filling out a money order.

What you need to fill out a money order

  • If you’re using Western Union or the United States Postal Service, the procedures for filling out a money order will differ from one institution to the next. In addition, the money order from each institution may have a somewhat different look. However, the following information will be required in the majority of cases: Name of the payee (i.e., the person to whom the money will be paid)
  • Date of the transaction
  • The payee’s address
  • the amount of the payment
  • your name and address
  • What the payment is for and/or the billing account number are required information.

In order to purchase the money order, you’ll also need a method of payment (cash, check, debit card). Some issuers also restrict your ability to make payments. As an example, you will very certainly not be able to purchase a money order using a credit card.

Steps to fill out a money order

Once you’ve purchased your money order, carefully fill it out to ensure that it will be delivered to the correct person and that he or she will be able to cash it. The following are the actions to take when completing it: 1.

1. Fill in the name of the recipient

  • Fill in the ″pay to″ or ″pay to the order of″ fields with the name of the person who will be receiving the money order.
  • This might be a person’s name or the name of a company or organization.
  • Make sure you spell everything correctly and that your writing is readable and written in ink.
  • It is critical to complete this area as quickly as possible after purchasing the money order, as this will be the only person who will be permitted to cash or deposit the money order.
  • In the event that a money order is lost or misplaced before it is written in the payee’s name, anyone can write in their own name and cash the money order.
  1. Fill in your name in the area labeled ″from,″ ″purchaser,″ or ″sender″ if you are given the choice to do so.

2. Include your address in the purchaser section

Fill in your address where the money order asks for the address of the person who purchased the money order. A second address field may be available for you to enter the address of the person or company to whom you are making a payment or transferring money.

3. Write the account or order number in the memo field

  • A memo line allows you to record the purpose for which the money order is being used.
  • You might, for example, specify that the money is to be used to purchase a certain item or to pay off a specific obligation.
  • You should provide this information if the payee has provided you with an account or order number.
  • This field may alternatively be referred to as ″payment for″ or ″account number″ in some cases.

4. Sign your name in the “purchaser’s signature” section

  • Sign your name on the front of the money order in the section that has been designated for your signature.
  • ″Purchaser’s signature,″ ″Purchaser,″ ″From,″ ″Signer,″ or ″Drawer″ are all possible titles for this part.
  • The reverse of the money order should not be signed.
  • This is the process by which the person or business to whom you are sending a money order endorses the money order before it is cashed.

Keep your receipt

  • Keep your receipt, which includes a tracking number, for future reference.
  • This number can inform you whether or not the correct individual cashed your money order.
  • In the event that it is misplaced or stolen, you can utilize the tracking number to assist you in replacing it.
  • It is possible that a processing fee will be charged for replacing money orders.
  • If your plans change, you can use your receipt to assist you in canceling your money order.

How to purchase a money order

  • In addition to banks and credit unions, check-cashing companies, the U.S.
  • Postal Service, numerous grocery shops, and certain big-box stores, money orders can be purchased online.
  • When purchasing the money order, you can pay with cash or a debit card.
  • However, you may want to avoid purchasing a money order using your credit card since your credit card company may consider the purchase to be a cash advance.
  • It is possible that cash advances will result in hefty costs, and you may be charged an interest rate that is greater than typical until you pay off the debt.
  1. Some credit card companies will also refuse to take credit cards as payment.
  2. There may be restrictions on the amount of money orders that you may acquire at a time.
  3. If you’re mailing a money order within the United States, the USPS, for example, permits you to purchase money orders up to $1,000.
  4. In addition to the money order’s purchase price, you will normally be required to pay a charge ranging from $1 to $10.

Bottom line

  • Money orders may be a convenient way to transfer and receive money for sending and receiving money.
  • When it comes to making payments, they are frequently accepted since they never expire and because they can easily be replaced if they are lost or stolen.
  • Furthermore, because money orders are pre-paid, unlike checks, they will not bounce, making them a safe and secure method of making purchases, paying debts, and sending money through the mail.
  • Being familiar with the ins and outs of how to get and utilize money orders enables you to include this trustworthy instrument in your financial toolset with confidence.

Cashier’s Check vs. Money Order: How to Decide

  • In some cases, money orders and cashier’s checks might be useful when you require a more secure payment option than a personal check or cash — or if you don’t have access to a bank account.
  • However, there are some significant differences between them.
  • The most significant distinction between cashier’s checks and money orders is that cashier’s checks are better for larger transactions but also tend to be more expensive, whilst money orders are available in lower denominations but are less expensive and quicker to get.
  • If this is the case, use a cashier’s check. If this is the case, send a money order. Your transaction will cost more than $1,000
  • nevertheless, you can afford to pay around $10 on a check.
  • A bank account and access to a financial institution are things you already have.
  • You’re looking for a bit extra protection.
  • Your purchase will cost no more than $1,000.
  • You have the financial means to spend $5 or less on the money order.
  • There is no access to a financial institution, or it is more convenient to purchase something from a different source.

Here’s how to figure out which is the best option for you.

When should I use a cashier’s check?

  • When making significant transactions, cashier’s checks are preferable.
  • Consider the following scenario: you want to spend $5,000 on a secondhand automobile, but the seller won’t accept a personal check from you.
  • If you don’t want to carry around significant sums of cash, you’ll need to find another form of assured payment to use.
  • In this instance, a cashier’s check, also known as an official check, would be the preferable option.
  • The amount of a money order issued by a business is normally limited to $1,000, but the amount of a cashier’s check issued by a business is typically unlimited.
  1. If, on the other hand, you need to pay a $500 deposit for an apartment and are unable to do so with a personal check, a money order would be a better choice because they are often less expensive in comparison.
  2. SoFi checking and savings accounts are insured by the Federal Deposit Insurance Corporation (FDIC).
  3. Account for Chime Spending LendingClub Rewards CheckingDeposits are insured by the Federal Deposit Insurance Corporation.

Which costs less, a cashier’s check or a money order?

  • Money orders are often less expensive.
  • For money orders up to $1,000, Walmart offers some of the most competitive rates, costing as little as 88 cents for customers who present proper government-issued picture identification.
  • Depending on the quantity, the United States Postal Service charges anywhere from $1.25 to $1.76.
  • Banks frequently charge approximately $5 each transaction.
  • Cashier’s checks, in any denomination, will cost you roughly $10 to purchase.
  1. A number of banks and credit unions waive the fees on cashier’s checks and money orders for clients who have specific types of accounts with them.

Which is easier to buy?

  • Money orders are less difficult to get.
  • Money orders can be purchased in post offices, some retail establishments, banks, money transfer outlets, and other locations.
  • Are you going to the shop to get milk?
  • You might also get a money order at the customer-service counter at the airport.
  • Cashier’s checks, on the other hand, are often only accessible from financial institutions to which you are a subscriber or member.
  1. In the event that you are expecting to purchase any one of them online, you will have little success.
  2. When purchasing a money order or cashier’s check, issuers frequently require that you visit a physical location.
  3. If that isn’t a possibility, you may ask the receiver if you could transfer money to them through the internet in its place.
  4. This is normally free when using a bank account, and Venmo is unique among peer-to-peer transfer systems in that it does not charge consumers for using a prepaid debit card to make a payment.

Which is safer, a money order or a cashier’s check?

  • Cashier’s checks have the advantage of being a little more secure.
  • Once a cashier’s check or money order has been lost, or if it has been stolen, you can take measures to reclaim your money – often by giving the issuer your receipt and requesting a refund.
  • As a result, neither alternative is any less secure than carrying cash.
  • On the other hand, while purchasing a money order, the purchaser fills in the name of the recipient, which is similar to writing a check.
  • (See this page for further information on how to write a check.) If you misplace your money order before you can fill it out, anyone might cash it.
  1. And once the money order has been cashed, it is quite unlikely that you would receive your money back.
  2. If a money order or cashier’s check is cashed illegally, you can report it to the police and fight your way through the legal system to try to reclaim the money you lost.
  3. Cashier’s checks provide a little more safety than regular checks since the financial institution fills out the ″pay to″ section on the check rather than the buyer.
  4. Another advantage of using an official check drawn out by a financial institution is that it is perceived as more trustworthy by the recipient than a money order from your local 24-hour market.
  5. However, either alternative is a reliable method of ensuring payment.

How Much Is a CVS Money Order?

  • Image courtesy of Jetcityimage / Getty Images In order to pay a deposit on an apartment or complete any other transaction that cannot be completed using your debit or credit card, you may need to use a money order or money order draft.
  • If the post office, bank, or credit union in your neighborhood is closed, try making a trip to your local CVS to purchase a money order.
  • The following are some things to think about before you reach for your keys, though.

Does CVS Sell Money Orders?

  • CVS offers money orders at nearly 9,900 of its retail locations.
  • MoneyGram money orders are used by CVS, which is a supplier of money transfer and payment services.
  • CVS sells money orders for $1.25 each, with a maximum purchase value of $500 per money order.
  • This is a critical difference to make since if you search for ″money orders″ on the CVS website, you will not be able to obtain any useful information.
  • While searching for MoneyGram on the CVS website, you will be led to the MoneyGram location finder page.

How Do You Fill Out a CVS Money Order?

  • You may be familiar with the process of purchasing a money order from a bank or credit union, but CVS offers a fantastic alternative if those locations are closed.
  • The procedures for acquiring a money order at CVS are basic and easy to follow.
  • Make sure you have your money ready.
  • A money order is a product that you purchase from a service provider such as MoneyGram — it does not draw cash straight from your checking account like a cheque does.
  • Because it is a product, such as a carton of milk, you will need to pay the full amount of the money order, plus the charge, in order to purchase it.
  1. Payment for a money order can be made in cash or with a debit card.

Fill out the Money Order Amount and Recipient Information fields on the money order. Fill out all of the information concerning the dollar amount and the payee as soon as possible to ensure that your money order is secure. To minimize any confusion when the money order is cashed, it is best to use the recipient’s legal or business name on the money order.

Complete the Purchaser’s Address section of the form. As the purchaser, you will be required to enter your shipping and billing details.

The Front of the Money Order Must Be Signed Even though you might be tempted to sign the back of the money order, remember that here is where the recipient will sign the money order. Alternatively, you can sign your name on the front of the money order. There is a line that shows where the sign should be placed. Look for the phrases ″Purchaser/Signer for Drawer″ or anything similar.

Keep all of your receipts for future reference. A money order is quite similar to a cashier’s check in that it functions almost exactly like cash. One distinction is that you may obtain a receipt for a money order, which serves as proof that you made the transaction. Make care to save your receipt until you get confirmation that the payment has been received by the recipient.

More information may be found at How to Fill Out a Money Order: A Step-by-Step Guide.

Does CVS Cash Money Orders?

Money orders cannot be cashed at CVS, but they can be cashed at a check-cashing business or at select grocery stores if you have the right identification. It is possible that you will be charged a fee for cashing a money order, depending on the location. Alternatively, you can deposit the money order at your local bank or credit union. Find out where you can cash your check.

Is CVS the Best Place To Get a Money Order?

  • The next time you need to purchase a money order, try visiting a CVS that offers MoneyGram services in your neighborhood. A global supplier of money transfers and payments, MoneyGram is headquartered in New York City. Instead of waiting till your local post office or banking institution opens its doors, you may send money orders for as little as $1.25 per money order with a limit of $500 per money order. CVS’s partnership with MoneyGram makes it affordable, simple, and accessible. GOBankingRates has further information. What Is a Roth 401(k) and How Does It Work? Check to see whether this plan is a good fit for you.
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  • A total of 45 restaurants will be open on New Year’s Eve and Day in 2020
  • As of January 18, 2022, the information is correct.
  • Jared Nigro is a writer residing in Los Angeles who has published many books.
  • Seth’s previous work experience includes writing on a variety of personal finance subjects for GOBankingRates, where he specialized in providing actionable advise to bank clients.
  • Besides writing on personal finance, he has contributed to environmental and socioeconomic groups such as The Daniel and Susan Gottlieb Foundation and InsideOUT Writers in addition to his own publications.

Can You Use a Credit Card to Pay for a Money Order?

  • Consumer credit and financial education is a top priority for Experian, and it is also one of our core competencies.
  • Although this post may contain links and references to one or more of our partners, we strive to present an unbiased perspective to assist you in making the best decisions possible.
  • Please visit our Editorial Policy for further details.
  • It happens while you’re casually browsing Craigslist or NextDoor that you come across someone who is selling the secondhand automobile of your dreams.
  • However, there’s one snag: they require payment by money order, and you don’t have enough cash on hand to purchase one.
  1. Consequently, you may be asking if it is possible to charge the money order to your credit card.
  2. Paying for a money order can be accomplished through the use of a credit card, although this should be considered as a last resort.
  3. Continue reading to find o

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