How Much Money Order Post Office?

Individual money orders are available for values up to $1,000. You cannot exceed $3,000 of money-order purchases in a single day unless you fill out extra forms and show a photo ID. Your postal clerk will be able to provide you with the proper paperwork.
Money Order Fees

Dollar Amount Fee
$0.01 to $500.00 $1.45
$500.01 to $1,000.00 $1.95
Postal Military Money Orders (issued by military facilities) $0.50

Welcome to Kitco News’ 2022 outlook series. The new year will be filled with uncertainty as the Federal Reserve looks to pivot and tighten its monetary policies. At the same time, the inflation threat continues to grow, which means real rates will remain in low to negative territory.

How much does a money order cost from USPS?

You will pay a fee when you purchase a money order from USPS. For a money order of $0.01 to $500, there is a $1.20 fee. For a money order of $500.01 to $1000 there is a $1.60 fee. A money order is a piece of paper that’s a safe alternative to cash or personal checks.

How much does it cost to send money by mail?

International postal money orders are $8.25 for amounts up to 700. When sending money by mail, use money orders as a safe alternative to cash and personal checks. U.S. Postal Service® money orders are affordable, widely accepted, and never expire.

How do I pay for a money order?

You pay the amount on the money order and a fee for the service. Cash and debit card are the only acceptable methods of payment (you can’t pay with a credit card). Terms and conditions apply. Visit a post office for more information.

How much is a postal order Ireland?

Postal Money Order

Minimum amount Maximum amount Fee in addition to amount
€0.60 €15 €2.00
€15.01 €30 €3.50
€30.01 €130 €4.50
€130.01 €650 €5.50

Can I get a money order for 4000?

a. The maximum amount of any single money order is $1,000. b. Without exception, no customer may buy money orders on any 1 day whose total value exceeds $10,000.

How do I fill out a postal money order in Ireland?

How to Fill Out a Money Order

  1. Write the name of the recipient.
  2. Enter your address.
  3. Add additional information and reason for sending it.
  4. Sign the front of the money order.
  5. Tear off and keep the receipt.

Do postal orders still exist in Ireland?

Postal orders were issued in Ireland from 1881 until they were discontinued in late 2001 just before the change over to the Euro. The current alternative is the An Post Postal Money Order which serves an equivalent purpose.

Can I cash my own money order?

You can cash a money order at your bank, or at many retail outlets. You can also take it to the money order issuer. You’ll probably have to pay a fee if you don’t deposit the money order into your bank or credit union account, but it can be nominal depending on the size of the money order.

Do banks do money orders?

Cashier’s checks and money orders can be purchased at banks and credit unions, but money orders can be bought at many other places, including various grocery stores and convenience stores, Western Union, the post office and Walmart.

Do you need to put an address on a money order?

Unlike writing a check from a personal bank account or handing over cash, a money order gives you proof of payment and assures the recipient that the funds are guaranteed. Whose address do you put on a money order? If you’re sending a money order, you’ll need to put your own address in the purchaser section.

Does the address on a money order matter?

You are the purchaser and so you should write your current mailing address. Some money orders may use the words From, Sender, Issuer, Remitter, or Drawer. Putting your address allows the recipient (wherever they deposit the money order) to contact you if they want to confirm that it’s real or if there is an issue.

Do money orders have your name on them?

On most money orders, it’s your signature that’s requested, just as you sign a check. But on USPS money orders, the blank is only labeled ‘From.’ Whether you write or sign your name is up to you.

Can you transfer money from the Post Office to a bank account?

To make a transfer with the Post Office, you can choose to either go to one of their physical locations (which may be an independent Post Office or as part of another store), or use their online service on the Post Office website. You can choose either a cash pick up or delivery to a bank account.

How long is postal order valid for?

Postal Orders expire 6 months from the date of issue.

Does a bank draft cost money?

Banks verify and withdraw funds from the requester’s account and deposit them into an internal account to cover the amount of the draft. A seller may require a bank draft when they have no relationship with the buyer. Banks normally charge a fee for a bank draft.

How to Send a Money Order Through the Post Office

Article to be downloaded article to be downloaded Occasionally, you’ll need to transfer money over the mail to friends and family members, or to complete a commercial transaction.In the United States, sending a money order is one of the most secure methods of accomplishing this.A money order is a proof of payment for a certain sum of money.It operates in the same way as a check in that it may be cashed or deposited.However, it comes with a variety of security measures that make it a far better choice for transferring money over the mail than other payment methods.

  1. For example, if a money order is lost or stolen, it is usually possible to replace it.
  2. You can also use a money order if you do not have access to a banking institution.
  3. Money orders are available for purchase at a variety of locations, including banks, retail businesses, and post offices.
  1. How to go about it is as follows:
  1. Make a decision on whether or not to send a money order. When it comes to sending money orders over the mail, there are certain advantages and disadvantages to consider. Extra security, the elimination of the need for a bank account, the ability to complete a transaction with a single payment, and the capacity to transmit money internationally are all advantages of using Bitcoin. If you send a money order, you may encounter difficulties such as additional fees, additional paperwork, the need to visit a bank or post office rather than sending money online, dealing with limitations on the amount of money you can send, and experiencing occasional delays in both the sending and receiving of money. Think about all of your possibilities before deciding to send a money order to someone else in another country. If you need money immediately, try transferring money instead of mailing a money order to the recipient. In contrast to money orders, which must physically travel the distance required, Western Union transfers may be completed nearly quickly.
  2. In the event that you need to transfer more than $700 worldwide, you may run into money-order constraints, which would necessitate the purchase of several money orders.
  • 2Find out which countries accept international money orders by doing some research. Not all countries adhere to this rule. Currently, just 29 nations accept American money orders, according to the most recent report. Any country has the right to impose unique limits and requirements before receiving international money orders from other countries. Before continuing any further, check with your local post office to see which countries will take your money order and which may require you to complete additional documentation on their behalf. Promotional material
  • 3 Pay a visit to the post office. Make an appointment with a clerk at the service window. If you are unsure about the location of your local post office, you may use a post office finder online, such as the one provided by All full-service. Money orders can be issued by post offices in the United States. Credit unions, banks, and select big retail businesses are some of the other venues where money orders can be purchased.
  • 4Inform the postal clerk that you would like to obtain an international money order from him or her. They are available for purchase in the United States for any amount up to $700. For example, many nations, such as El Salvador and Guatemala, would not accept money orders that are more than $500 in value. In addition, the clerk will provide you with the relevant documentation to complete.
  • 5 Make a payment for the money order. Use of cash, debit card, or traveler’s check are all acceptable. In addition to the face value of the money order, you will be required to pay a modest transaction charge to complete the transaction. In the United States, there is a $4.50 cost for sending an international money order. When you pay the cashier, this amount is added to your total.
  • It is important to note that a traveler’s check can only be utilized if the money order is for at least half of the amount of the traveler’s check. You can use your traveler’s check to purchase a money order worth at least $250 (or several money orders totalling at least $250) if you have a traveler’s check in the amount of $500.
  • 6 Fill out the money order form as completely as possible. In order to submit the form, you must complete all of the required fields. It is critical that you complete the form correctly. Make certain that you only print with blue or black ink and that everything is printed accurately and legibly on your printer. Most money-order forms will require you to fill in the blanks with the following information: This day’s date
  • your entire name
  • your complete address
  • the recipient’s name
  • and the recipient’s complete address
  • Money you are sending
  • the quantity of money you are sending
  • The money’s intended use must be explained in detail.
  • 7Put your money order in an envelope that has been stamped and addressed. Make sure you fill out all of the address information and include the appropriate postage. The proper postage is determined by the weight of the letter and the location of the mail’s final destination. It costs around $1.15 to send a one-ounce overseas letter through the mail.
  • 8Consider whether or not you wish to invest in additional security features. When you send money orders, you have the option of increasing the level of protection and insurance on your envelope to protect your money. Because indemnity coverage is given at no cost, you can request that a money order that has been lost or stolen be replaced for a minimal price. A variety of security options, such as insurance and additional features such as registered mail or limited delivery, are available if you want to make your money order more secure. Alternatively, you may inquire with the postal clerk about the prices and benefits of these additional services.
  • 9 Keep your receipt in a secure location. Make certain that you receive a receipt for your money order from the postal clerk. Place the receipt in a safe place where you will be able to find it later. For example, a wallet, file cabinet, or desk drawer could all be appropriate places to keep your money order receipt safe and organized. In the event that your money order is lost or stolen, your receipt will assist you in receiving your refund as promptly as possible. Money-order replacements, on the other hand, will incur a $6.10 service charge.

Track the progress of your money order.Make use of the tracking option provided by the United States Postal Service to estimate when your money order will arrive at its destination.A money order tracking service will allow you to track the whereabouts of your money order at all times, and it will notify you when your money order is expected to arrive at its intended destination.This will assist you in ensuring that the money has been delivered to the appropriate location and individual.If your shipment does not arrive as expected, call your local post office right once.

  1. After that, they will provide you with the necessary paperwork to begin the money order replacement procedure.
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Step 1: Calculate the amount of money you intend to transfer.You will not be allowed to transfer more than $1,000 in a domestic money order in a single transaction.Those who need to send more than $3,000 worth of money orders in a single day must complete an additional form and present a picture identification card that contains their home location and full name.Remember to bring identification with you to the post office if your purchase will be more than $3,000 in value.

2 Make the decision to send a money order.Money orders may be sent over the mail, but there are advantages and disadvantages to doing so.Money orders have several advantages, including increased security, the fact that they do not require a bank account, and the ability to pay in full up ahead.Extra fees, additional paperwork, the need to visit your local post office in person rather than dealing online, limits on the amount of money you can send, and potential delays in sending and receiving money are all potential drawbacks of sending a money order.Sending a money order has several advantages over other payment methods.

  1. Before you decide to send a money order, thoroughly consider your alternatives.
  2. If you need the money as soon as possible, try wiring the funds instead of mailing a money order.
  3. When compared to money orders, Western Union transactions may be completed virtually instantaneously, but money orders must be delivered physically to their recipient.
  • 3 Go to your local post office and mail your letter. To speak with a clerk, you must first stand in line. If you are unsure about the location of your local post office, you can utilize a post office locator service on the internet, such as this one: online. The majority of official post offices will be able to issue a money order to you on your behalf. Depending on your region, you may be able to obtain a money order form from your rural carrier if you live in a remote area. This may be more convenient than making a trip to the local post office. This is something you should discuss with your mail carrier in advance so that they can give you with the appropriate forms
  • Credit unions, banks, military bases, and some big retailers are among the sites where money orders can be purchased.
  • 4Inform the postal clerk that you intend to acquire a money order for use within the United States. Individual money orders are available in denominations ranging from $100 to $1,000. You are not permitted to make more than $3,000 in money order transactions in a single day unless you complete out additional documents and have a valid ID. Your postal clerk will be able to assist you in obtaining the necessary documentation.
  • 5 Pay for the money order using a credit card. Money orders sent within the United States are subject to a nominal charge, which is often between $1.00 and $2.00. In addition to the charge, make a money order for the full amount of the money order. Debit cards, cash, and traveler’s checks are all accepted forms of payment. It should be noted that traveler’s checks can only be utilized if the purchase amount is greater than half of the amount of the traveler’s check. For example, if you have a $500 traveler’s check, you can use it to purchase money orders that are at least $250 in value.
  • Members of the military who purchase military money orders pay a significantly lesser fee per money order, which is 40 cents each money order.
  • 6 Fill out the money-order form as completely as possible. In order to submit the form, you must complete all of the required fields. It is critical that you complete the form correctly. Make certain that you use blue or black ink and that everything is printed accurately and legibly before you begin. Most money-order forms will require you to fill in the following information: The current date
  • Name and complete address of the sender
  • the name and full address of the receiver
  • the amount of money you are sending
  • and any other information you want to include.
  • The money will be accompanied by a note describing its purpose.
  • 7Put your money order in an envelope that has been stamped and addressed. Complete all of the address information and adhere the necessary postage to the envelope. The cost of postage is determined by the weight of your letter. If the envelope weighs less than an ounce, only a single first-class stamp will be required.
  • 8Consider whether or not you wish to invest in additional security features. When sending money orders, you have the option of increasing the level of protection and insurance that is placed on your delivery. Because indemnity coverage is given at no cost, you can request that a money order that has been lost or stolen be replaced for a minimal price. A money order can be insured, as well as having additional security measures such as registered mail or limited delivery, if you like. You can inquire with your local post office about the prices and benefits of these additional services.
  • 9 Keep your receipt in a secure location. Make certain that the shopkeeper gives you with a receipt for your money order before leaving the store. Keep the receipt in a safe location where you’ll remember where it is. It’s possible that a wallet, filing cabinet, or desk drawer would be ideal locations to keep the receipt safe. In the event that your money order is lost or stolen, your receipt will assist you in receiving a refund as promptly as possible. A money order replacement, on the other hand, will cost you $6.10 in addition to your time.
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Track the progress of your money order.Make use of the tracking tool provided by the United States Postal Service to estimate when the money order will arrive at its destination.This tool will allow you to keep track of the whereabouts of your money order at all times, as well as the anticipated arrival date.This will assist you in ensuring that the money has been delivered to the appropriate location and individual.] If your shipment does not arrive as expected, call your local post office right once.They will be able to provide you with the necessary documents in order to initiate the money-order replacement procedure right away.

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  • Question Add a new question Question Is it necessary for the sender to sign the money order? Texas-based businessman Michael R. Lewis is a retired corporate executive, entrepreneur, and financial advisor who lives in Houston. He has more than 40 years of commercial and financial expertise, including as a Vice President at Blue Cross Blue Shield of Texas, where he worked for several years. He holds a Bachelor of Business Administration in Industrial Management from the University of Texas in Austin. Answer from a Business Advisor Expert
  • Question How long do postal orders remain valid in the mail? Texas-based businessman Michael R. Lewis is a retired corporate executive, entrepreneur, and financial advisor who lives in Houston. He has more than 40 years of commercial and financial expertise, including as a Vice President at Blue Cross Blue Shield of Texas, where he worked for several years. He holds a Bachelor of Business Administration in Industrial Management from the University of Texas in Austin. Answer from a Business Advisor Expert
  • Inquire about something There are 200 characters remaining. Include your email address so that you may be notified when this question has been resolved. Advertisement submissions are welcome. Keep in touch with the person who will be receiving your money order. You need to know if the money order has been cashed or whether it has been delayed as soon as possible.
  • If your money order has been misplaced, go to your local post office with all of the essential information, including the complete name and address of the money order receiver.
  • If you have any queries concerning money orders, you should ask the postal clerk.
  • Advertisement A money order is a fairly safe method of transferring funds. Money orders, on the other hand, might become misplaced or stolen. If the need arises, be prepared to go through the money-order replacement process. Your money should be refunded, however there may be a wait of at least 30 days until you get it.
  • Be careful of the danger of money orders being used fraudulently. In the United States, money orders contain watermarks of Benjamin Franklin on them to signify that they are legal.
  • Take note of any eraser marks, smudging, or discoloration on the paper. The presence of these indicators indicates that a money order has been tampered with.

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About This Article

To send an international money order through the post office, go to a post office or credit union and explain to the clerk that you wish to purchase a money order.Article SummaryX Make your payment for the money order and the transaction fee with cash or a debit card, and then complete the paperwork that was handed to you by the clerk.When filling out the form, make sure to include information for both yourself and the receiver.After that, put your money order in a sealed envelope and hand it over to the clerk, keeping your receipt in a secure location just in case you need it later.Continue reading to find out how you can trace the movement of your money order using a tracking service.

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Money Orders

When sending money over the mail, money orders are a safer alternative to cash and personal checks than cash and personal checks.Money orders from the United States Postal Service® are inexpensive, widely recognized, and never expire.Your money order receipt will assist you in tracking down your payment and will serve as evidence of its value in the event that the money order is lost, stolen, or destroyed.Postal money orders are available for purchase and cashing at any Post OfficeTM store.Money Orders Can Be Sent Around the World

  1. Make a decision on the amount of the money order. It is possible to send up to $1,000 in a single order to any location in the United States.
  2. Visit any of the Post Office locations.
  3. Bring cash, a debit card, or a traveler’s check in case of emergency. You will not be able to pay with a credit card.
  4. Fill out the money order with the help of a store salesperson at the counter.
  5. Pay the amount equal to the face value of the money order plus the cost for issuing it.
  6. Keep your receipt in case you need to hunt down the money order.

Standardized Money Order Practices and Procedures (DMM 509.3) Fees are calculated based on the monetary amount of the money order.

Dollar Amount Fee
$0.01 to $500.00 $1.45
$500.01 to $1,000.00 $1.95
Postal Military Money Orders (issued by military facilities) $0.50
  • Before accepting a money order, double-check that it is legitimate. When attempting to identify a forged money order, there are numerous crucial characteristics to look for. Genuine United States Postal Service money orders are distinguished by distinctive markings and patterns that help to avoid fraud. If you hold the money order up to the light, you should be able to see the following: Ben Franklin’s watermarks on the left side of the page repeat from top to bottom (circle 1 on picture)
  • An in-and-out weaving of a vertical, multicolored thread with the letters ″USPS″ weaves in and out of the paper on the right side of the Franklin watermark (circle 2 on picture)
  • If the dollar amount is discolored, it is possible that it has been erased, which would indicate fraud (circle 3 on the image)
  • Please double-check that the dollar amount is imprinted twice (circle 4 on the image).
  • Check to see whether the money amount is excessive
  • Money orders sent within the United States cannot be worth more than $1,000.
  • In the United States, international money orders cannot exceed $700 ($500 for El Salvador and Guyana).
  • If you suspect fraud, call the U.S. Postal Inspection Service at 1-877-876-2455
  • if you believe you’ve been given a fake money order, call the Money Order Verification System at 1-866-459-7822
  • and if you believe you’ve been given a fake money order, call the Money Order Verification System at 1-866-459-7822.

Domestic money orders are non-expiring and do not accumulate interest while in transit.Money orders are cashed for the precise amount that is specified on the receipt.A money order from the United States Postal Service can be cashed at any Post Office for free.You may also cash them in at the majority of banks and select retail establishments.If they have enough cash on hand, rural couriers may be able to cash money orders.

  1. Do not sign the money order
  2. instead, write your name on it.
  3. Take the money order and a primary picture identification to any Post Office location.
  4. The money order must be signed at the counter in the presence of a store worker.
  • See the extra requirements for money orders made out to organizations, to more than one person, and to children for more information. Money Orders are accepted for cashing (DMM 509.3.3) At any time, you may check the status of a money order you’ve purchased from the U.S. Postal Service by logging into the Money Orders Application on the USPS website. Before you begin, double-check that you have the essential details for the postal money order you wish to examine: Serial number, Post Office number, and dollar amount are all required.
  • Payment on postal money orders cannot be stopped, however a money order that has been lost or stolen can be replaced. It may take up to 30 days to determine whether a money order has been lost or stolen.
  • It might take up to 60 days to determine whether a money order has been misplaced or stolen.
  • There is a $6.95 processing fee for replacing a money order that has been lost or stolen.
  1. Take your money order receipt to any U.S. Postal Service outlet
  2. and
  3. To begin a Money Order Inquiry, speak with a shop employee at the counter.
  4. You will be able to monitor the status of your money order and the progress of your inquiry by logging into the Money Orders Application once you have started the investigation.
  5. When it is determined that your money order has been lost or stolen, we will give you a new money order.

Money orders that are faulty or damaged will be replaced by us.Make a trip to your local Post Office with the damaged money order and your receipt in order to acquire a replacement money order.The Postal ServiceTM will no longer sell or cash international postal money orders headed for Japan as of March 2020, nor will the Postal ServiceTM cash international postal money orders issued by the Japan Post.If you have not yet cashed a money order issued by Japan Post, please return the money order to the sender.On July 10, 2020, Japan Post announced that it will no longer accept international postal money orders issued by the Postal Service for payment.

  1. (On December 31, 2019, Japan Post discontinued the sale of international postal money orders meant for the United States.)

Send certified cashable money orders by mail

No issue if you don’t have a bank account. Postal Money Orders are certified cashable papers that you can send over the mail to complete a transaction. You may use your money to make payments or purchases in your local area or all over the world by transferring it.

How much does it cost?

  • You must pay the amount specified on the money order, as well as a service charge. The maximum amount is $999.99
  • the fee for each money order is $7.50

Payment may only be made with cash or a debit card (credit cards are not accepted). There are no other payment options. The following terms and conditions apply. For further information, contact your local post office. Looking for more information about Postal Money Orders? Read the entire guide.

Why purchase a Postal Money Order

Easy to use

For the purpose of paying bills such as utility or phone bills, or for the purpose of making a financial or retail transaction, there is no requirement for a bank account or credit card.

It’s secure

You must supply information about the sender and the person who will be receiving the money in order to secure your Postal Money Order. Along with a barcode serial number, polarized ink, and a security code that is validated when the money order is cashed, there are other features.

Guaranteed refunds

After 45 days, we promise to repay any money orders that have been lost, destroyed, or not cashed (the $7.50 fee charged for each money order is non-refundable).

Great cash alternative

When you don’t want to send cash, this is a great option.

Here’s how it works

  1. Fill out all of the necessary paperwork at the post office.
  2. A valid government-issued picture ID as well as the names of those who will be sending and receiving the money order should be brought with you.
  3. You’ll receive a peach money order (which is redeemable for Canadian dollars)
  4. If you want to cash a Postal Money Order at any post office in Canada, there are no fees (for individuals). The only place where money orders for companies can be cashed is at the business’s banking or financial institution.

Useful links

Quick links for sending mail

You may use our online tools to look for address information, postal codes, and to follow your package’s progress. Keep track of where you are and where you want to go.

Have a document or parcel to send?

Send packages to any location in Canada or throughout the world. We offer cheap pricing as well as the most dependable service. Begin shipping with us today.

Tips and insights

Tips for purchasing safely on the internet Transformation of the post office

Tips and insights

Tips and insights

Safety precautions while purchasing online Transformation of the post office.

Send up to £250 safely and securely without needing a bank account

Key benefits

  • Send money with as little as 50p in your pocket.
  • Pay your invoices or place an order through the mail
  • There is no need to provide your financial information.

How it works

  • Postal Orders function in a similar fashion to checks, except they do not need the use of a bank account.
  • They’re ideal for auction sites such as eBay since they allow you to pay without disclosing your financial information.
  • Once you’ve purchased your item, all you have to do is purchase a Postal Order for the same amount and send it in the mail
  • They have the appearance of cheques. Having the payee’s name put on the order, and having the order crossed, so that the payee may only make payments into their bank account, is also an option.

Prices

Purchase value per order Fee payable
£0.50 – £4.99 50p
£5 – £9.99 £1.00
£10.00 – £99.99 12.50% of the face value
£100 – to maximum value of £250 Capped at £12.50

Is a Postal Order right for you?

  • If you need to make a payment or give monetary gifts, this is the option for you.
  • You’re apprehensive about disclosing your personal financial information
  • You don’t have a bank account or a chequebook, and you don’t want one.
Try something else if: X You’re happy to pay by cheque or other means that require a bank account X You need to pay in a country that doesn’t accept Postal Orders (see below) Not the right service for you? Find other services

How Much Does a Money Order Cost?

The most recent update was made on August 8, 2018.If you need cash quickly, money orders are a simple method to convert it into a check.A money order is essentially a check that is not linked to your bank account.If you don’t have a bank account, are concerned about a bad check, need to mail money, or want to send a payment in a more secure manner, these services are great for you.Generally, a money order may be processed at a variety of locations, including the post office, supermarket, bank, and even a convenience shop, although the post office is by far the most typical location to obtain a money order.

How much does a money order cost?

On average, a money order will cost between $0.70 and $10, depending on its denomination.This will be determined by the location where you obtain your money order.Check out the chart below to discover how much a money order could cost in different places.In the case of a normal money order, Walmart.com states that it can cost up to $0.70.A money order with a value ranging from $0.01 to $500 may be purchased for $1.20 at the post office (USPS.com), while a money order with a value ranging from $500 to $1,000 can be purchased for $1.60.

  1. These prices are in effect as of June of this year.
  2. If the money order is intended to be sent to a military person, the cost of sending it through the mail might be as little as $0.40 at the post office.
  3. Money orders purchased online might cost as much as $5 to $10 for $1,000 in cash that is required.
Location Cost
7-Eleven $1 to $5
Albertson’s $0.65
Bank of America $5
Bank of the West $5
BB&T $5
Chase Bank $5
Circle K $0.99 to $1.29
Citibank $5
CVS $0.70
Family Fare $0.75
Fifth Third Bank $1.25
Giant Eagle $0.99
HSBC $5
Kmart $0.70
Kroger $0.65
M&T Bank $5
Meijer $0.65
MoneyGram $0.70
Navy Federal Credit Union $14.50
Pentagon Federal Credit Union $2
Publix $0.89
QuikTrip $1.50
Regions Bank $1
Rite Aid $0.89
Safeway $0.59
Smith’s $0.70
TD Bank $5
US Bank $5
USPS $1.20/$1.60
Vons $0.89
Walgreens $0.60
Walmart $0.70
Wells Fargo $5
Western Union $1
Winco $0.30

Money order overview

As previously said, money orders may be acquired from the majority of grocery stores, convenience stores, pharmacies, check cashing establishments, the post office, and even on the internet.A money order, on the other hand, will not be available in a number of popular grocery store chains, including Aldi, Costco, Cub Foods, Farm Fresh, Food Lion, Giant Eagle, Sam’s Club, Save-a-Lot, and Whole Foods Market.Orders for money will always be valid, and they will never be revoked or cancelled.However, the only two persons who may cash them are the person to whom the check is addressed and the person who made the initial transaction.The United States Postal Service maintains a list of nations that accept money orders.

  1. When it comes to money orders, they are similar to cashier’s checks in that there is a limit to how much money you may place on them.
  2. Money orders, in contrast to cashier’s checks, are backed by smaller companies, leading some to believe that they are less safe than cashier’s checks in particular situations.
  3. Money orders provide the added assurance of knowing that the check will never be returned unpaid.
  1. When you use regular checks that are linked to your bank account, you can bounce a check if someone cashes a check that you have written when you have insufficient funds in your account to cover it.
  2. With a money order, the check is backed up by funds that are guaranteed to be available.
  3. Money orders issued by the post office or banks should include some sort of watermark or stamp to indicate that they are supported by a legitimate financial institution.
  4. There have been a number of fraudulent money orders issued, making a trip to the post office or a bank the most secure option for purchasing one.

What are the extra costs?

Single money orders will have a maximum limit, which is often approximately $1,000 in value.To purchase $1,500 worth of money orders, you would have to purchase two different money orders, which means you would be responsible for the cost of each one separately.You may be able to trace a money order for a nominal cost in certain instances.International money orders might cost anywhere from $3 to $6 more than domestic money orders.A cost ranging from $5 to $35 is charged by some organizations, such as the United States Postal Service and Western Union, to replace a money order they have received.

  1. Cancelling a money order will cost you anywhere from $6 to $15 or more, depending on the amount of the order.
  2. For example, the United States Postal Service would charge you around $6 if you need to cancel your order, but the Western Union will charge you approximately $15.

Tips to know:

  • A local bank may need you to have an account before they will process your money order.
  • If this is the case, you may have to wait until you do have an account before they will process your money order.
  • If you are sending money orders overseas, you may be restricted to sending money orders in amounts smaller than $1,000.
  • Typically, it costs approximately $700 dollars.

Make an appointment to meet with the company or individual before handing over a money order.Because a money order may be readily forgeried, some businesses will only take a cashier’s check instead of a money order.Occasionally, the tiny fee for a money order is well worth it in order to prevent the hazards of losing your money or having a huge check bounce.For as long as you are a member of your local bank or credit union, cashing a money order will always be free; however, if you cash your money order at a third-party location, fees may apply for individuals who choose to pay it there.Always save your receipt as a record of your transaction.

A certified check, a traveler’s check, and/or a wire transfer are all options for paying with a money order instead.Depending on your requirements, you may choose to investigate alternative alternatives to determine whether they are suitable for your scenario.Is it possible to purchase a money order using a credit card?WalletHub.com reports that you may purchase a money order using a credit and/or debit card, but if you use a credit card to do so, the credit card issuer will see this as a cash advance and will charge you more costs as a result, according to the website WalletHub.

How to fill out a postal money order

How can I save money?

  • If you want to receive a money order for the least amount possible, avoid going to the bank.
  • As an alternative, try using a less expensive option such as the local post office or even a merchant such as Walmart.
  • For larger purchases, consider using a cashier’s check rather than a money order to pay for your items.
  • As previously noted under the additional charges, you will be required to pay a fee for every $1,000 or so in revenue.

Unless your money order is for more than $2,000, it’s generally a good idea to look into local cashier check rates instead.Avoiding the need to visit a physical business by transferring money online using services such as PayPal is an option.Money may be sent for as low as a few dollars with this service.Advertiser Disclosure: This material may include referral links to third-party websites.For additional information, please refer to our disclosure policy.

Average Reported Cost:$0

USPS money order? Read this

  • If you ever find yourself in the position of having to mail a payment, a money order is a safe and secure way to do it.
  • Due to the fact that it can be monitored and canceled, and since it is directed to a specific recipient, it is more secure than shipping cash or a check.
  • It also cannot be cashed out by just anybody.
  • Some sellers even prefer them since they are pre-paid in advance, which means they will not ″bounce″ like a check if there are insufficient money in the account at the time the check is cashed, as a check will.

Money orders may not be the quickest or most convenient method of sending a money overseas, but they do have a role in some situations.But if you’re sending money internationally, there may be a better choice than a money order for your needs.Online money transfer services like as Wise may be more convenient, quicker, and less expensive.It’s critical to conduct thorough research in order to ensure that you’re making the best financial decision possible.Check out the information below to find out all you need to know about acquiring, using, and mailing a money order from the United States Postal Service (USPS).

What is a USPS money order?

  • According to the United States Postal Service website, ″Money orders are a safe and secure payment option.″ They are easy, inexpensive, and widely accepted.
  • Sending money orders is a convenient way to transfer funds that will never expire.″ Basically, they function like checks, so they’re more secure to mail than cash.
  • However, unlike checks, they are paid for in advance, which means they will not bounce by the time the receiver attempts to cash one.
  • ¹ Money orders can be delivered by hand or transmitted through the mail.

They may be used to transmit money both within the country and internationally.The cancellation and replacement of tickets can be done in the event that they are lost or stolen.In a nutshell, they’re one of the most secure ways to send money to someone if you need to send it to them via the postal service.

How much does USPS money order cost?

A money order obtained through the United States Postal Service is relatively affordable, but the amount you may transfer is severely restricted. You are only permitted to send up to $1,000 locally and $700 overseas (with a maximum of $500 sent to El Salvador or Guyana, respectively). In a post office, you may expect to pay the following amounts for your money order:

Amount being sent Cost of money order ¹ ²
Domestic money order $0.01 to $500.00 $1.25
Domestic money order $500.01 to $1000.00 $1.70
International money order up to $700 ($700 is the highest amount you can send) $9.50

A money order from the United States Postal Service can also be purchased at a military installation. Military money orders sent through the mail cost $0.45 regardless of the amount being sent. ²

Can I send money overseas with a USPS money order?

  • A money order from the United States Postal Service can be used to send money to 28 different countries; a complete list can be seen here.
  • ⁵ Even if you are confident that your money order will be accepted in the nation to which it is being sent, double-check ahead of time because it might take several days to get your money order returned in the event that you need to cancel it.
  • The maximum amount of money that may be sent with USPS money orders is $700 per order in most countries that accept them.
  • For El Salvador and Guyana, the maximum order value is $500 per person.

² Keep in mind that when you send a money order overseas, it must be sent through the mail, which might take a long time to reach depending on where it is being sent.If you want to transfer more money or shop around for better exchange rates, you may want to have a look at a few other options.For example, Wise, a newcomer in the field of international money transfers and finance, allows you to send money at the mid-market rate to 59 countries across the world.They also provide a multi-currency account as well as a debit card for those who have greater worldwide demands.Local account details can be generated in the United Kingdom, Europe, Australia, and New Zealand, which means that you can pay and receive payments in the same way that a local person would in those countries, and you can easily convert between those currencies and your home currency at any point during the process.

All of this is made even more tempting by the fact that there are no sign-up or maintenance costs associated with Wise.If any of that sounds appealing, you might want to have a look at this site.

How to send money using USPS money order?

To send a money order through the USPS, you’ll need to do the following: 2

  1. Purchase your money order at a branch of the United States Postal Service.
  2. Fill in the blanks on the money order
  3. It is possible to pay using cash, debit card, or traveler’s check when placing an order.
  4. Either hand deliver the money order to the receiver in person or send it to them at a location where they may pick it up in person.

How to fill out a USPS money order?

  • Purchasing a USPS money order is similar to purchasing any other money order in that there isn’t much variation in the information you must provide depending on where you purchase your money order. You’ll need to do the following: ² ³ In the ″Pay to″ area, type the name of the person who will receive the payment. Do this first because if you misplace the money order, no one else will be able to locate it and cash it. Before purchasing a money order, double-check the spelling of the recipient’s name because it cannot be altered once the money order has been purchased.
  • Make sure to include your contact information in the ″From″ area, as well as the field for your mailing address.
  • Make a signature on the front of the money order. As a result, it is legitimate. Avoid signing the back, because that’s where the recipient must sign in order to pay the check.
  • Keep your receipt for future reference. Your receipt will be required if the money order is lost or destroyed and must be replaced for any reason. Without it, you will not be able to track down and cancel the transaction.

How do you track a USPS money order?

  • In order to check the status of your money order, trace it, or cancel it, you must enter the serial number of your money order (which can be found on the receipt).
  • You may also report it as lost or stolen on the USPS website.
  • ⁴ When it comes to transferring money abroad, you have a plethora of possibilities.
  • Choosing the most appropriate mode of transportation for your needs is critical, and this should be done while taking into consideration factors such as convenience, speed, and cost.

Hopefully, this information has aided you in making a more informed selection.Sources:

  • All sources were reviewed on the 15th of July, 2019.
  • This book is offered solely for general informational reasons and is not designed to cover every element of the issues included in it.
  • It is not intended to be comprehensive.
  • It is not meant to be construed as advise on which you should base your decisions.

Before taking, or refraining from taking, any action on the basis of the information included in this book, you should get professional or specialised advice.TransferWise Limited and its affiliates make no representation that the material contained in this publication constitutes legal, tax, or other professional advice.Prior results may not imply that a similar outcome will occur in the future.Neither we nor any third parties make any representations, warranties, or guarantees, whether stated or implied, that the information contained in this book is accurate, complete, or current.

Where To Get A Money Order

  • Money orders are often charged a cost that ranges from 50 cents to $10 or more, depending on where you purchase them.
  • Western Union fees: may range from 50 cents to $1.50 and more, depending on the transaction.
  • The majority of banks levy a fee of $5, $10, or 10% of the entire amount of the money order.

What Is A Money Order?

  • Money orders are a reliable method of payment that may be used almost everywhere in the world.
  • Don’t mistake them with a cashier’s check, which can only be obtained through your financial institution.
  • Post offices, banks, Western Union, and grocery stores are all places where you may obtain a money order.
  • Finding the most appropriate location for your money order purchase is dependent on the amount you are prepared to spend, the location to which the money order must be sent, and the time frame in which the money order must arrive at its destination.

Best Places To Get A Money Order: Fee Comparison

Compare Money Order Fees at Banks & Retailers

Company Fees Limits
Chase $5 $1,000
Bank of America $5 $1,000 Not available in Arizona, California, Nevada.
Wells Fargo $5
Citibank $5
U.S. Bank $5
PNC Bank $5
BMO Harris Bank $5 $1000
TD Bank $5
Capital One Does not issue money orders
SunTrust $5 for customers $10 for non-customers
Regions Bank $1 $1000
Santander $5
BMO Harris Bank $5 $1000
M&T Bank $6
CVS $0.70 $500
USPS $1.20 $500
Walmart $0.70 $1,000
  • Because many financial institutions do not disclose the amount they charge for money orders, the easiest method to find out how much your local bank costs is to visit a location in your neighborhood.
  • The majority of banks levy a fee of $5, $10, or 10% of the entire amount of the money order.
  • Wells Fargo, Chase, and U.S.
  • Bank, all of which are located in Los Angeles, charge a fixed cost of $5 and exclusively issue international money orders.

Some banks will waive the fee for money orders if you have a specific account with them.For example, if you have a Wells Fargo preferred checking or Wells Fargo At Work Checking Account, you will not be charged for money orders.If you have a prime or private account with Chase, the bank will waive the cost for your transaction.Those who hold a platinum checking account with U.S.Bank are exempt from paying the charge.

Tip: If you have a higher-tiered checking account, ask if your bank provides free money orders as a perk of your membership.

Western Union Money Order Fees

  • A money order issued by Western Union is not limited to a certain amount, as is the case with banks. A spokesperson said that the rate changes depending on where you are. However, in average, these costs might run anywhere from 50 cents to $1.50 or more each transaction. International money orders are accessible
  • however, it is recommended that you check with the financial institution where the monies will be placed to confirm that the transaction can be completed successfully before proceeding. Three Western Union locations in the Los Angeles area, for example, were called by MyBankTracker. The fees are as follows: Money orders between a penny and $500 are subject to a 55-cent fee, and money orders between $500.01 and $1,000 are subject to a $1 fee
  • money orders between a penny and $500 are subject to an 80-cent fee, and money orders between $500.01 and $1,000 are subject to a $1 fee
  • money orders between $300 and $1,000 are subject to a 75-cent fee
  • money orders between $300 and $1,000 are subject to a $1 fee
  • money orders between $300 and $1,000 are subject to a 75-cent
  • You do not need to have a Western Union account in order to obtain a money order.
  • Customers can also put money orders into Western Union accounts in order to withdraw cash.
  • A money order may only be obtained from a bank if you already have an account with them.
  • Another advantage is that Western Union offices in your region are often open every day of the week, including weekends, whereas most banks and the post office are closed on Sundays.

The price connected with cashing money orders from Western Union varies from 1 percent to 3 percent, depending on the amount of the money order cashing fee charged.A person advised me to visit a local bank to find out how much money will be taken out of my account.Due to the fact that rates vary so much from one region to another, this is true.How to discover the best rate at Western Union when cashing a money order: Call many locations in your region and choose the one with the lowest costs to ensure that you get the best rate.

USPS Domestic and International Money Order Fees

The following are the current prices for domestic money orders at the United States Postal Service:

USPS Money Orders

Fee Maximum Amount of Check
$1.20 $500
$1.60 $1,000
$0.40 All postal money orders issued through military facilities
  • Domestic money orders are only available for purchase in denominations of up to $1,000.
  • Anyone wishing to transfer more than $1,000 will be required to get two separate money orders from the Post Office.
  • Obtaining cashier’s checks from a bank is a good idea if you need to transmit more than $1,000 in a short period of time on a frequent basis.
  • International money orders are $4.50 per dollar amount, regardless of the quantity.

International money orders issued by the United States Postal Service can be cashed in 29 different countries across the world.In the event that you decide to attempt to cash a money order at the post office, you may encounter some complications.If you have a money order that is worth more than $1,000, the USPS may not be able to assist you.Those who are seeking to cash a money order that is worth tens of thousands of dollars or more might consider contacting a financial institution.

Other places to get money orders

Money orders are also available at a low cost from grocery shops and department stores. Walmart money orders cost 60 cents and have a ceiling of up to $1,000 in value, according to the company. CVS Pharmacy also provides money orders for 99 cents with a maximum value of $500, which may be purchased at any time.

Be aware of money order scams

  • If you receive a money order in the mail from someone you do not know, it is likely that it is a forgery of the real thing.
  • Learn how to identify a fake money order so that you don’t fall victim to being duped into cashing a phony money order.
  • If you do wind up cashing a forged money order, you may be held accountable for the money you spent if the order is returned as undeliverable.
  • For your bank to evaluate whether or not a money order is fraudulent, it might take several weeks.

Are you dissatisfied with your bank?Take a look at some of the new top banks that everyone is talking about: More information may be found at: Check out MyBankTracker’s Best Banks of the Year selections.

Domestic Mail Manual S020 Money Orders and Other Services

DMM S000 Miscellaneous Services Summary has been archived. S020 outlines the requirements for issuing and cashing money orders in accordance with federal regulations. It also includes nonpostal services like as migratory bird hunts and conservation stamps, among other things.

1.0 Issuing Money Orders

1.1Availability
  • Money orders for domestic use can be obtained at any of the following locations: a.
  • All post offices, branches, and stations in the United States, its territories, and possessions.
  • Members of the United States Armed Forces can use money order facilities.
  • Rural route carriers and approved highway contract route carriers are included in this category.

A customer completes Form 6387 (which may be obtained from the carrier) and delivers it, together with the money, to the carrier.Without a marked envelope and payment of postage and any applicable fees for sending, the money order will be delivered on the carrier’s next trip, if it has not been provided in advance by the client.

1.2Purchase Restrictions
  • Purchase of numerous money orders at the same time in the same or different quantities by a postal client is permitted, subject to the following restrictions: a.
  • A single money order can only be for a maximum of $1,000 in value.
  • a.
  • Without exception, no customer may purchase money orders on any given day if the total value of the orders purchased exceeds $10,000.

This daily restriction applies regardless of how many trips a client makes to one or more postal facilities throughout the course of a day.c.Any client whose daily total of money orders purchased is between $3,000 and $10,000 must additionally complete Form 8105-A and present identification bearing the purchaser’s photograph, name, and address in addition to the above requirements.

1.3Purchase Method
  • Money orders must be paid for using one of the methods listed below: a.
  • In terms of money and coinage in the United States (in any amount).
  • Purchases of at least 50% of the value of established traveler’s checks payable in U.S.
  • dollars will be accepted as payment for purchases made with established traveler’s checks.

Customer’s personal identification number must be typed on a keypad attached to a credit/debit terminal at ATM/debit card locations permitted by USPS Corporate Treasury.

1.4Purchaser
  • The purchaser must finish the money order and customer’s receipt by writing the names and addresses of the payee and the purchaser on the money order and customer’s receipt.
  • It is required that money orders be made payable to a single identifiable individual, which may or may not be the purchaser, in order to be valid.
  • The USPS does not guarantee that a stolen money order will be returned in full if the customer’s receipt is not submitted with the claim for a refund.
1.5Replacement
  • Purchasers are responsible for completing the money order and customer’s receipt by writing their names and addresses on the money order and customer’s receipt, respectively.
  • It is required that money orders be made payable to a single identifiable individual, which may or may not be the purchaser, before they may be accepted.
  • The USPS does not promise that a stolen money order will be returned in full if the customer’s receipt is not submitted with the application for restitution.

2.0 Cashing Money Orders

2.1Validity and Value
  • No matter how long it has been since a domestic money order was issued, it will be honored and paid.
  • Money orders are not interest-bearing securities; they are only paid in the precise amount that is imprinted on the money order, up to the approved maximum amount, and are not redeemable for cash.
  • Money order claims are adjudicated on the basis of documents kept by the United States Postal Service.
2.2Redemption

All money orders issued by the United States, including military money orders, may be cashed at any post office or bank in the United States. Rural couriers may be able to cash money orders if there are sufficient funds available.

2.3Identification
  • In order to receive payment for a money order, the client must sign in the presence of a representative from the United States Postal Service.
  • If the client is unkn

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